Checking Rates
| Checking Accounts |
Minimum Balance/Range |
Dividend Rate |
Annual Percentage Yield (APY) |
| Basic |
$0.00 - $5000.99 |
0.00% |
0.00% |
| $5001.00+ |
0.10% |
0.10% |
| Cha-Ching! - Available only as part of the SmartMoney Package. See any branch for details. |
$1,000.00-$25,000.00 |
2.23% |
2.25%* |
| portion of balance equaling $25,000.01+ |
0.10% |
0.10% |
*SmartMoney Package monthly requirements:
- $10,000 minimum average aggregate balance of any combination of loans and deposits.
- 10 plastic card purchases (excludes ATM transactions)
- Debit/Check Card
- Minimum of one direct deposit, Bill Payer transaction, or automatic deduction (ACH withdrawal)
- Receive e-Statements
Interest rate will drop to applicable current Basic Checking rate if above requirements are not met.
Minimum monthly balance of $1,000 required to open and maintain this account. If monthly balance falls below $1,000, no interest will be earned.
| Checking Accounts |
Minimum Balance/Range |
Dividend Rate |
Annual Percentage Yield (APY) |
| Savvy Senior - Available only as part of the SavvyMoney Package. See any branch for details. |
$0.00 - $499.99 |
0.00% |
0.00% |
| $500.00 - $25,000.00 |
0.75% |
0.75% |
| portion of balance equaling $25,000.01+ |
0.10% |
0.10% |