Loan Rates are subject to change at any time.
|
Home Equity Loans - Closed End/Fixed |
Term |
Annual Percentage Rate
starting at* |
Loans > $50,000 |
|
|
36 - 48 Months |
5.74% |
5.49% |
|
|
60 Months |
5.99% |
5.74% |
|
72, 84 and 96 Months |
6.09% |
5.84% |
|
108 - 120 Months |
6.09% |
5.84% |
|
144 Months |
6.82% |
6.57% |
|
180 Months |
7.07% |
6.82% |
*Rates quoted include a .25% deduction for automatic payment from a Belco account. Rates based on a loan amount of $25,000 or greater with a LTV of <=80%. Minimum $5,000 new money required if loan is being refinanced. Rate may differ depending on creditworthiness, LTV, loan amount and term of the loan. Rates are subject to change.
|
Home Equity Line of Credit |
Term |
Annual Percentage Rate |
|
Loan to Value up to 80% |
180 Months |
3.25%* |
|
Loan to Value to 90% |
180 Months |
4.50%* |
|
Mobile Home |
Term |
Annual Percentage Rate |
|
Fixed Rate New (LTV up to 80%) |
up to 180 Months |
9.75% |
|
Fixed Rate Used (LTV up to 80%) |
up to 180 Months |
10.25% |
|
Variable Rate New (LTV up to 85%) |
up to 180 Months |
8.75%+ |
|
Variable Rate Used (LTV up to 85%) |
up to 180 Months |
9.25%+ |
|
Land Mortgage |
Term |
Annual Percentage Rate |
|
Variable |
up to 120 Months |
8.25% * |
|
Swing Loan |
Term |
Annual Percentage Rate |
|
Fixed Rate |
up to 12 Months |
8.25% |
*Variable rate subject to change quarterly.
+Variable rate subject to change annually.