Home Equity and Mortgage Rates
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| Home Equity Loans - Closed End/Fixed |
Term |
Annual Percentage Rate starting at* |
Loans > $50,000 |
| |
36 - 60 Months |
3.99% |
3.74% |
| |
61 - 120 Months |
4.99% |
4.74% |
| |
121 - 144 Months |
6.49% |
6.49% |
| |
145 - 180 Months |
6.74% |
6.74% |
*Rates quoted include a .25% deduction for automatic payment from a Belco account. Rates based on a loan amount of $25,000 or greater with an LTV of <=80% and payment of processing costs (title search, appraisal, and flood certification). Minimum $5,000 new money required if refinancing existing Belco loan. Rate may differ depending on creditworthiness, LTV, loan amount and term of the loan. Rates are subject to change.
| Home Equity Line of Credit |
Term |
Annual Percentage Rate |
| Loan to Value up to 80% |
180 Months |
3.25%* |
| Loan to Value to 90% |
180 Months |
4.50%* |
| Mobile Home |
Term |
Annual Percentage Rate |
| Fixed Rate New (LTV up to 80%) |
up to 180 Months |
9.75% |
| Fixed Rate Used (LTV up to 80%) |
up to 180 Months |
10.25% |
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| Land Mortgage |
Term |
Annual Percentage Rate |
| Variable |
up to 120 Months |
8.25% * |
| Swing Loan |
Term |
Annual Percentage Rate |
| Fixed Rate |
up to 12 Months |
8.25% |
*Variable rate subject to change quarterly.