Home Equity and Mortgage Rates

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Loan Rates are subject to change at any time.

Home Equity Loans - Closed End/Fixed Term Annual Percentage Rate starting at* Loans > $50,000
36 - 48 Months 5.74% 5.49%
60 Months 5.99% 5.74%
72, 84 and 96 Months 6.09% 5.84%
108 - 120 Months 6.09% 5.84%
144 Months 6.82% 6.82%
180 Months 7.07% 7.07%

*Rates quoted include a .25% deduction for automatic payment from a Belco account. Rates based on a loan amount of $25,000 or greater with a LTV of <=80%. Minimum $5,000 new money required if loan is being refinanced. Rate may differ depending on creditworthiness, LTV, loan amount and term of the loan. Rates are subject to change.

Home Equity Line of Credit Term Annual Percentage Rate
Loan to Value up to 80% 180 Months 3.25%*
Loan to Value to 90% 180 Months 4.50%*
Mobile Home Term Annual Percentage Rate
Fixed Rate New (LTV up to 80%) up to 180 Months 9.75%
Fixed Rate Used (LTV up to 80%) up to 180 Months 10.25%
Variable Rate New (LTV up to 85%) up to 180 Months 8.75%+
Variable Rate Used (LTV up to 85%) up to 180 Months 9.25%+
Land Mortgage Term Annual Percentage Rate
Variable up to 120 Months 8.25% *
Swing Loan Term Annual Percentage Rate
Fixed Rate up to 12 Months 8.25%

*Variable rate subject to change quarterly.

+Variable rate subject to change annually.