Belco Community Credit Union Loans

Belco Loan Services

Looking for a car?

Belco can help you search for and then finance your new or used car. It’s fast, convenient, and hassle-free. Belco’s AutoSMART Center can help you research new and used cars and find dealers where you can get Belco financing right in the showroom.

Research New and Used Cars*

Belco AutoDraft

An AutoDraft is a preapproved car loan that you can take with you to the dealer. You apply ahead of time and are approved for a set amount of money at a set interest rate. This means you’ll know what your monthly payment and interest rate will be before you start shopping!

You are given a check with the pre-approved amount already filled in, which is the maximum you have to spend on a vehicle. The dealer will simply fill out their portion of the check, which they will return to Belco to close the loan. You sign it and you’re done! And if you end up spending less than the maximum amount, your monthly payment will be adjusted appropriately.

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Belco’s Auto Resource Center

New Car Buying Coach

Used Car Buying Coach

New and Used Auto Rates

Loan Calculator

Buying a house?

Belco can help you find the right mortgage so you can buy the house of your dreams. Visit Belco’s Mortgage Center to check out current rates and apply online.

Belco Mortgage Center*

Belco Visa Card

A Belco Visa card has a number of great features.

  • Never a fee to transfer balances from other cards
  • Rates as low as 9.99%
  • Visa Extras so that every dollar of purchase goes toward getting you free stuff
    • Click here to enroll in Visa Extras or redeem your points

Home Equity Loans

Put the power of your home’s equity to work for you with a Belco Home Equity Loan or Home Equity Line of Credit.

Home Equity Loans are fixed rate, fixed term products with a set monthly payment. Lines of Credit allow you to borrow as many times as you need. As you pay down the balance, your available borrowing limit increases. The rate is tied to the Prime Rate and right now is an amazingly low 3.25% Annual Percentage Rate.

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