Auto/Motorcycle and RV Loan Rates

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Protect Your Investment

Belco offers Guaranteed Asset Protection (GAP) insurance, which pays the difference between the outstanding loan balance and auto insurer's settlement, in the event your vehicle is totaled. Click below to calculate the cost for your loan.

GAP Calculator

GAP Plus is another option that provides $1,000 toward the purchase of your next vehicle, if financed with Belco within 60 days of the claim.

Auto Term Guidelines:
24 Months $3,000 or less
36 Months $3,000 - $5,999
48 Months $6,000 - $9,999
60 Months $10,000 - $14,999
72 Months $15,000 - $19,999
84 Months $20,000+
New Auto/Motorcycle Loans APR* starting at:
12 Months 3.99%
24 Months 3.99%
36 Months 3.99%
48 Months 3.99%
60 Months 3.99%
72 Months 4.99%
84 Months 6.99%
Used Auto/Motorcycle Loans APR* starting at:
12 Months 4.99%
24 Months 4.99%
36 Months 4.99%
48 Months 4.99%
60 Months 4.99%
72 Months 5.99%
84 Months 8.24%
New Recreational Vehicle Loans APR* starting at:
$3,000 or less 24 Months 6.74%
$3,001 or over 36 Months 6.74%
$6,000 or over    48 Months 6.74%
$10,000 or over 60 Months 6.99%
$12,000 or over 72 Months 6.99%
$15,000 or over 84 Months 6.99%
$25,000 or over 120 Months 7.24%
$35,000 or over    180 Months 7.49%
Used Recreational Vehicle Loans APR* starting at:
$3,000 or less 24 Months 7.24%
$3,001 or over 36 Months 7.24%
$6,000 or over    48 Months 7.24%
$10,000 or over 60 Months 7.24%
$12,000 or over 72 Months 7.24%
$15,000 or over 84 Months 7.24%
$25,000 or over 120 Months 7.74%
$35,000 or over 180 Months 7.99%

*APR=Annual Percentage Rate. Rates quoted include a .25% deduction for automatic payment from a Belco account and LTV up to 100%. Rate may differ depending upon credit worthiness, LTV, loan amount, and term of the loan. Rates are subject to change at any time.