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Belco offers Guaranteed Asset Protection (GAP) insurance, which pays the difference between the outstanding loan balance and auto insurer's settlement, in the event your vehicle is totaled. Click below to calculate the cost for your loan.
GAP Calculator
GAP Plus is another option that provides $1,000 toward the purchase of your next vehicle, if financed with Belco within 60 days of the claim.
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Auto Term Guidelines: |
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24 Months |
$3,000 or less |
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36 Months |
$3,000 - $5,999 |
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48 Months |
$6,000 - $9,999 |
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60 Months |
$10,000 - $14,999 |
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72 Months |
$15,000 - $19,999 |
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84 Months |
$20,000+ |
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New Auto/Motorcycle Loans |
APR* starting at: |
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12 Months |
3.99% |
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24 Months |
3.99% |
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36 Months |
3.99% |
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48 Months |
3.99% |
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60 Months |
3.99% |
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72 Months |
6.49% |
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84 Months |
6.99% |
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Used Auto/Motorcycle Loans |
APR* starting at: |
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12 Months |
4.99% |
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24 Months |
4.99% |
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36 Months |
4.99% |
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48 Months |
4.99% |
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60 Months |
4.99% |
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72 Months |
7.24% |
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84 Months |
8.24% |
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New Recreational Vehicle Loans |
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APR* starting at: |
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$10,000 or less |
36 Months |
6.74% |
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$10,000 or over |
60 Months |
6.99% |
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$15,000 or over |
72 Months |
6.99% |
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$20,000 or over |
84 Months |
6.99% |
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$50,000 or over |
120 Months |
7.24% |
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180 Months |
7.49% |
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Used Recreational Vehicle Loans |
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APR* starting at: |
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$10,000 or less |
36 Months |
7.24% |
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$10,000 or over |
60 Months |
7.24% |
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$15,000 or over |
72 Months |
7.24% |
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$20,000 or over |
84 Months |
7.24% |
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$50,000 or over |
120 Months |
7.74% |
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180 Months |
7.99% |
*APR=Annual Percentage Rate. Rates quoted include a .25% deduction for automatic payment from a Belco account and LTV up to 100%. Rate may differ depending upon credit worthiness, LTV, loan amount, and term of the loan. Rates are subject to change at any time.
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