What’s New
Spruce It Up - We've Lowered Our Home Equity Loan Rates!
We have the money to turn your warm weather wishes into reality. Maybe it's a fresh look for your kitchen or bath. Maybe it's a fresh start on those high-interest credit card bills, or even a first mortgage refinance to a shorter term.
Whatever you need, a Belco Home Equity Loan lets you use your home's valuable equity to finance big-ticket items or consolidate bills, making your life a little easier.
Right now, rates start at 3.99% APR* on a fixed rate loan up to a 5-year term. Other attractive rates and terms available. Plus, enjoy same-day pre-approvals and easy payment options, including automatic transfer from your Belco account. Your interest payments on a home equity loan may even be tax deductible; consult your tax advisor.
We invite you to visit any Belco branch for more information on our Home Equity Loan products. You can also apply online 24/7, or call us at 800-642-4482.
*APR=Annual Percentage Rate effective as of 3/15/12, and is subject to change. Rate based on loan-to-value (LTV) up to 80% and member payment of processing costs (title search, appraisal, and flood certification). Available only on owner-occupied, 1-4 family residences. Minimum $5,000 new money required if existing Belco loan is being refinanced. Rate may differ depending on creditworthiness, LTV, loan amount and term of the loan. All loans subject to credit approval. Equal Opportunity Lender
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Move Your Balances and Save! Pay just 1.75% APR* for 12 Months!
Ready to manage your debt and streamline your finances? When you make the switch to a Belco Platinum Prime Visa, one card is all you will ever need. Transfer your balances from other high-rate credit cards, and enjoy a low 1.75% APR* for the first 12 months! Even better, your APR won't skyrocket once the introductory period expires. After that, your APR could be as low as 8.49%.+
Belco Platinum Prime Visa card holders also enjoy no annual fee and no balance transfer fee. What's not to love? Consolidate your bills, and start saving money with a Belco Platinum Prime Visa card. This introductory rate is a limited time offer, so make the switch today!
Inquire at any Belco branch, call us at 800-642-4482, or apply online.
**Annual Percentage Rate. Transfers from current Belco Visa cards, loans, or lines of credit not eligible for transfer offer. Balance transfer offer may be withdrawn at any time without notice. +Final APR determined by borrower's credit score. APR based on the Prime Rate plus a margin that will vary between 5.24% and 8.24%. All loans subject to credit approval. Equal Opportunity Lender.