Home Equity and Mortgage Rates

Loan Rates are subject to change at any time.
For the most up to date mortgage rates contact your local GMAC Mortgage Representative.

HOME EQUITY LOANS - CLOSED END/FIXED	TERM	ANNUAL PERCENTAGE RATE starting at*
	36 - 48 Months	5.99%
	60 Months	5.99%
	72, 84 and 96 Months	6.74%
	108 - 120 Months	6.74%
	144 Months	7.07%
	180 Months	7.32%

*Rates quoted include a .25% deduction for automatic payment from a Belco account. Rates based on a loan amount of $25,000 or greater with a LTV of <=90%. Rate may differ depending on creditworthiness, LTV, loan amount and term of the loan. Rates are subject to change.

HOME EQUITY LINE OF CREDIT	TERM	ANNUAL PERCENTAGE RATE
Loan to Value up to 80%	180 Months	6.00%*
Loan to Value to 90%	180 Months	7.25%*

MOBILE HOME	TERM	ANNUAL PERCENTAGE RATE
Variable Rate	180 Months	8.25%*
Fixed Rate	180 Months	10.00%*

LAND MORTGAGE	TERM	ANNUAL PERCENTAGE RATE
Variable	120 Months	8.25% *

SWING LOAN	TERM	ANNUAL PERCENTAGE RATE
Fixed Rate	12 Months	8.25*

 *Variable rate subject to change quarterly.