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Home Equity Line of Credit
- Click here to apply 24 hours a day
- The Home Equity Line of Credit (HELOC) option is a flexible, easy way to tap into your home's equity whenever you need to, because the line is always available to you up to your approved credit limit.
- Convenient monthly billing statements report your minimum monthly required payment.
- Borrow up to 90% loan-to-value
- Convenient access to funds with Belco's Home Equity Visa Card
- Advances can also be made through belco@net, Belle, or a Belco loan representative.
- Variable interest rate. Interest rate will be equal to the Prime Rate (as published in the Wall Street Journal) or Prime Rate plus 1.25%, depending on loan-to-value, and can vary quarterly. Click here for current rates.
- Owner-occupied primary residences located in Pennsylvania only
- Interest may be tax-deductible; consult a tax advisor to determine deductibility
- No application fee with a minimum limit of $5,000
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