Finally, a PET-TACULAR Savings Account - Belco's Critter Club is a fun way to save for the OTHER important members of the family!
- No minimum balance required
- Earn 0.85% APY on balances of $5 or greater
- Eligible for monthly prize drawings when you deposit $75 or more
- Discounts at local "Pet Partners" (see details below)
- Receive a Critter Club Card at account opening
- Automatic transfer available
- Withdraw any time without penalty
- Dividends credited monthly
- Open one for each of your pets and "name" their accounts
- Use as a separate savings account for your pet's medical expenses, boarding or grooming costs, birthdays, holidays, new pets, food and supplies...and so much more!
*APY=Annual Percentage Yield. Rate subject to change without notice. Minimum balance of $5 required to earn interest rate. Other restrictions may apply.
Critter Club "Pet Partners"
Present your Belco Critter Club Card at the following Pet Partners to enjoy exclusive rewards or discounts available only to our Critter Club members.
A Pooch Parlor – pet store and groomer
1200 Corporate Blvd.
Lancaster, PA 17601
717-285-5826
www.apoochparlor.com
Awe Puppies
– a unique puppy boutique specializing in Toy and T-Cup Pedigrees
5984 Main Street
East Petersburg, PA 17520
717-569-5858
www.awepuppies.com
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10% Discount on AWE Accessories
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10% Discount on AWE Food and Treats
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5% Discount on AWE Puppy Adoptions, plus a FREE chew toy up to a $10 value (Ask about additional discounts for multiple or repeat adoptions)
Animal Animals - offering in-home pet sitting to the Harrisburg area
Greater Harrisburg Area
717-236-WOOF (9663)
www.animalanimals.com
Doggie Stylin' Mobile Grooming - We bring the groomer to you!
717-476-6988
Manheim Pike Veterinary Hospital
1669 Manheim Pike
Lancaster, PA 17601
717-569-6424
www.familyvet.net
- Save 50% on a “Nose to Tail” pet exam
Humane League of Lancaster County – “The best place to find a best friend”
717-393-6551
www.humaneleague.com
Paws for a Second - gift shop featuring a variety of pet-related items
15 W. Main Street
Strasburg, PA 17579
717-917-8495
Pet Solutions - your local Invisible Fence Brand Dealer
5255 Simpson Ferry Road
Mechanicsburg, PA 17055
717-591-DOGS (3647)
www.petsolutions.invisiblefence.com
- Mention Critter Club when scheduling an in-home consultation and receive a $100 discount on a new fully installed system. (May not be combined with any other discounts.)
- Show your Critter Club card when making an in-store purchase and receive a 15% discount on all Pet Safe items.
Trinkets and Treasures – featuring unique gifts for pets and pet lovers
406 Hershey Road (Route 743)
Elizabethtown, PA (just off Route 283)
717-361-0535
www.nowwearthis.biz
- 20% Discount on any purchase
You Make the Plans, We'll Make it Happen - Vacation Loan Rates Starting at 8.49% APR!*
Whether your idea of vacation is building castles in the sand or a campfire in the mountains, get away and relax this summer with a Belco Vacation Loan. Choose from a 12- or 24-month term, with rates starting at 8.49% APR.*
And don’t leave home without your Belco Visa Card! It’s the secure, convenient way to pay for everything, from tickets to tents, souvenirs to sunglasses. Plus, our Platinum Card members earn Visa Extras rewards points with every purchase, and enjoy these valuable benefits: Lost Luggage Reimbursement, Travel Accident Insurance, Travel and Emergency Assistance, Warranty Manager Service.
Don’t have a Belco Visa Card? Apply today, and enjoy one low rate for purchases and cash advances, plus no balance transfer fees. All Belco Visa cardholders benefit from Visa Roadside Dispatch, Personal Identity Theft Coverage, and Auto Rental Collision Damage Waiver Program.
We offer convenient loan and Visa Card payment options, including online with belco@net, by phone with Belle, or by automatic transfer from a Belco account.
It’s easy to apply for a Belco Vacation Loan or Belco Visa Card, even from the comfort of your favorite hammock. Simply call us 24 hours a day at 1-800-642-4482, or click here to apply online.
Plus, you will be registered to win a pair of tickets to HERSHEYPARK when you are approved for a new Belco Vacation Loan or Belco Visa Card by 6/30/08. Three lucky Belco members will enjoy all the thrills of HERSHEYPARK on us!+
*APR=Annual Percentage Rate. Rate shown requires automatic payment transfer from a Belco account. Rates subject to change. All loans subject to credit approval. +Contest ends 6/30/08. Winner will be notified by phone by 7/7/08. No transaction required to enter the drawing. To enter without transaction, send postcard to Satellite Radio System Contest, c/o Belco Marketing, PO Box 82, Harrisburg, PA 17108, and include your name, address and phone number.
Sizzling Savings is Here - Earn 7.00% APY on your first $500!
Introducing Sizzling Savings, the first savings account that pays the most interest on the lowest balances. Earn 7.00% APY* on the first $500 in your Sizzling Savings Account! You see, at Belco, we believe you shouldn't have to wait until you make your first million to earn a decent return on your savings.
To open a Sizzling Savings Account, just make a new money deposit of $500!
For more details, stop by any branch or call us at 1-800-642-4482.
*APY=Annual Percentage Yield. Rate subject to change without notice. Account requires initial deposit of $500 not currently on deposit at Belco. Balance of $50 required to start earning interest. The portion of the total balance over $500 will earn our Basic Savings account rate (currently 0.85% APY). Other restrictions may apply.
Check Out Cha-Ching! Checking!
You deserve to be rewarded for utilizing our electronic services and maintaining an above-average balance
With Cha-Ching! Checking, you enjoy all the conveniences of Belco's electronic services that give you access to your funds 24/7, plus you are rewarded with an outstanding interest rate on your checking account.
- Earn 3.25% APY*
- Free Basic Checks
Just meet these monthly requirements:
- 10 signature-based transactions with a Belco Visa Debit Card
- Direct Deposit OR one ACH debit OR one online Bill Payer transaction
- Receive electronic statements (when Belco has capability)
A minimum balance of $1,000 is required to open the account. A $25 fee will be incurred each month that the balance falls below the minimum requirement.
For more details, stop by any branch or call us at 1-800-642-4482.
*APY=Annual Percentage Yield. Rate subject to change without notice. Availalble for personal accounts only. Other restrictions may apply.
Savvy Senior Checking Rewards Members Age 50+!
Savvy Senior Checking gives you all the convenience of a Belco checking account, plus the opportunity to earn a preferred interest rate and other special perks just for you!
- Earn 1.25% APY* when you maintain a minimum balance of $500
- Free Basic Checks
- Receive a coupon good for a one-time CD rate bonus of .25% (valid on new or refinanced CDs)
For more details, stop by any branch or call us at 1-800-642-4482.
*APY=Annual Percentage Yield. Rate subject to change without notice. Availalble for personal accounts only. Other restrictions may apply.
Make the Switch and Save!
We PAY YOU to transfer your balances to a Belco Visa Card!
Are you paying outrageously high interest rates on store credit cards and major credit card accounts? If so, consider transferring all of your card balances to a Belco Visa Card, with one low rate for purchases AND cash advances.
And instead of charging high fees to transfer your balances, Belco will PAY YOU to switch to a Belco Visa Card! That's right, receive 1% back on transferred balances* up to $5,000. So, if you transfer $1,000 in balances, you will receive a $10 credit on your Belco Visa Card account. Transfer $2,000, and receive $20, and so on. Earn up to a $50 credit just for transferring your balances to Belco! This is a limited time offer, so switch today and star enjoying all the benefits of a Belco Visa Card.
Stop by any Belco office, or call us at 1-800-642-4482 to apply for a Belco Visa Card. Or, click here to apply online. To see our current rates, click here.
*All loans subject to credit approval. Belco will credit 1% of credit card balances, up to a maximum of $5,000, transferred to a Belco Visa Classic, Gold or Platinum card account between 3/1/08 and 6/30/08. Maximum credit is $50. Credit will be issued to member's Belco Visa card account only after the balance transfer is completed. Other restrictions may apply.
Join Us for Two FREE Educational Seminars
ID Theft: Who's Got Your Number?
Date: Thursday, May 15, 2008
Time: 6:00 p.m. - 7:30 p.m.
Place: Camp Hill Giant Community Center (located inside the Giant grocery store), 3301 Trindle Road, Camp Hill
Speaker: Peter Brooks, Belco Senior Security Specialist. Mr. Brooks served as Harrisburg City's Chief of Police from 1997-99, and was a member of the Harrisburg Police Force for 30 years. He is a graduate of the FBI National Academy and is Crime Prevention certified.
About one in four Americans report that their financial information has been stolen. You could be one of them and not yet know it. Identity theft wreaks havoc with your personal finances and your credit record. At this seminar, you will learn valuable tips on how to protect your Social Security number, how to spot the warning signs of fraud, become skilled at spotting phone phishing attacks, learn how to shop safely online and find out what to do if you do become a victim of fraud.
We will also hold a random drawing for a Crosscut shredder.
Understanding & Improving Your Credit Score
Date: Wednesday, May 21, 2008
Time: 6:00 p.m. - 7:30 p.m.
Place: Camp Hill Giant Community Center (located inside the Giant grocery store), 3301 Trindle Road, Camp Hill
Speaker: Robin Hoch, Belco Consumer Loan Coordinator
You can get a lower loan rate and pay less in interest! At this seminar, a leader in the credit industry will advise you on how to drive up your credit score and lower the loan rates you pay. You will learn what comprises your FICO score, what actions will HURT your score, and how you can IMPROVE your score.
Both seminars are FREE, and include a complimentary dinner. To attend either seminar, please RSVP by calling 232-3526, or by sending an e-mail to marketing@belco.org. In your message, please let us know how many will be attending, so that we may plan accordingly.
Introducing the Gold Star Service Pledge!
Others talk about service - we GUARANTEE it!
At Belco, we want to exceed your expectations. That's why we are now guaranteeing exceptional service with every member interaction.
The Service Guarantees
Belco employees will:
- Attempt to answer member questions immediately. If we cannot, we will call or email a response by the close of business the same day.
- Respond to all emails within 24 hours of receipt.1
- Respond to every member by name.2
- Thank every member for his or her business.
- Provide credit decisions on consumer loan applications before the close of business (when submitted before 2 p.m. on a business day).3
The cost for breaking one of these guarantees is $5 paid to the member, with the exception of the loan guarantee, which is $100 paid to the member.
We want to provide world-class service to our members. This is our way of proving it. Ask for complete details about the Gold Star Service Pledge at any Belco branch.
1Business days only. Does not apply on weekends, credit union holidays, or other days on which the credit union is closed for business.
2If an employee does not know a member's name on sight, the employee will then use the member's name once identification is presented.
3A completed consumer loan application must be received before 2:00 p.m. for the Guarantee to be in effect. Loan applications received after 2:00 p.m. will be answered on the following business day. The Guarantee does not apply to GMAC loans or commercial loans.
Belco Community Credit Union reserves the right to cancel this Guarantee at any time and without notice.
Hassle-Free Car Buying with AutoDraft
Get pre-approved, then shop with a check in hand!
Belco is pleased to now offer our members the convenience of AutoDraft, the easiest way to purchase a vehicle. AutoDraft pre-approves you for an auto loan before you make the purchase and enables you to negotiate with the dealer, just like you were paying cash!
- Save Time. Get pre-approved today, and use the draft when you're ready to purchase a vehicle.
- Lock in your rate the time of pre-approval.
- No interest accrues until after you've signed the draft over to the dealer.
Simply make your vehicle selection, sign your AutoDraft over to the dealer for the exact sale amount, and drive off in your new car! Inquire at any branch about AutoDraft, call us at 1-800-642-4482 or click here to apply online.
*All loans subject to credit approval. AutoDraft void after 30 days. AutoDraft may not be used for sales between private parties or as a downpayment on a vehicle purchase. Credit restrictions apply; contact the credit union to be pre-approved.
Home Equity Line of Credit - The right tool can make all the difference.
A Belco Home Equity Line of Credit lets you use your home's valuable equity to finance big-ticket items or even holiday expenses, with the added peace of mind that the funds are available when you need them. Plus, the interest may be tax deductible.+
A Belco Home Equity Line of Credit always comes with a fast approval process, no fees and no closing costs. And with rates starting at Prime*, it's the affordable way to finance small or large purchases any time.
Accessing your funds is easy too. The Belco Home Equity Visa Card works just like a credit card, and your purchases are applied to your available line of credit. Advances can also be made through belco@net, Belle, or a Belco loan representative.
For current rates, click here. To apply, see a Belco representative, call us at 1-800-642-4482, or click here to apply online.
+Consult your tax advisor. *Prime Rate as published in the Wall Street Journal. Variable rate subject to change quarterly. Rates vary depending on loan-to-value.
Yes, You CAN Join!
Right now, you could even put an extra $75 in your pocket, so WHY WAIT?
Belco is welcoming new members from Adams, Cumberland, Dauphin, Lancaster, Lebanon, Perry and York counties. If you live, work, worship, volunteer or attend school in any one of those counties, or have a family member who does, you are eligible for Belco membership. To inquire about membership, or any of our products and services, stop by any of our nine convenient offices, or call us at 1-800-642-4482.
For a limited time, BELCO WILL PAY YOU $75 when you open a new checking account with direct deposit.* Just mention this offer at any Belco office when you open your account.
*Limit one $75 bonus per person. Subject to account approval. Offer valid for new members/accounts only. All new accounts must remain open for a minimum of 90 days, in order to receive total bonus amount. Bonus is paid in three installments: $25 when a member opens new checking account with direct deposit; $25 after 30 days, and $25 after 90 days. All bonuses will be credited to member's S1 account, and are waived if any account is negative or past due at the time of bonus dispersal.
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